Under Pennsylvania law, all drivers must carry auto insurance coverage on their registered motor vehicles. Were you accused of driving without insurance? If so, it’s important to consider your legal options. Without legal help, you could face a conviction, resulting in hefty fines.
You don’t have to struggle through this challenging time alone. The team at McKenzie Law Firm, P.C. can defend you in court. We will evaluate your legal options, explain our defense strategy, and manage all court-related proceedings.
Everyone Must Carry Insurance Coverage in Montgomery County
The Pennsylvania Department of Transportation (PDOT) notes that you’re required to carry auto insurance to cover all accident-related losses. If you don’t have insurance coverage (or your policy lapsed), you could face liability if you’re involved in a collision. This means the injured party can sue you directly, jeopardizing your home, career, and financial standing.
What Happens if I Couldn’t Get Insurance Because of My Driving History?
The Pennsylvania Department of Insurance notes that if you can’t get insurance coverage because of your driving history, you could get insured through its “Assigned Risk Plan.” If you assert that you couldn’t get insurance in Pennsylvania because of previous infractions, this will not hold up in court.
What if I didn’t Know My Insurance Policy Lapsed?
Not all insurance companies act in good faith. While they are required to notify policyholders when their policies lapse, some don’t. If your insurance policy lapsed, and the insurance company didn’t tell you, we can use this information to combat your charges.
Montgomery County Penalties for Driving Without Insurance
If you are found guilty of operating a vehicle without auto insurance, there are several penalties you could face, including:
- Jail or prison time
- Court fees
- Community service
- Probation requirements
- License restrictions, limiting when and where you can drive
- Suspension or revocation of your driver’s license
- Court-ordered completion of a driver retraining program
- Court-ordered completion of drug or alcohol treatment
- The installation of an ignition interlock device (IID)
- Court-ordered mental health counseling
At first glance, driving without insurance may not seem like a big deal. You may pay the fine and try to move forward. However, driving without insurance could just be one part of your criminal case. For instance, if you’re facing drunk driving charges, driving without insurance could increase the fines and jail time you face.
This makes considering your legal options crucial. You don’t want to lose your freedom, right to drive, and peace of mind.
The Collateral Consequences of Driving Without Insurance
In addition to the criminal penalties listed above, you could face other consequences, such as:
- The inability to drive. If the state revokes or suspends your license, you could have no way to commute to work or complete basic errands. The Pennsylvania Department of Transportation could suspend your car’s registration for at least three months.
- Higher insurance premiums. If you are found guilty of driving without insurance, you could face high insurance premiums when you do get insurance. This can cost you hundreds of dollars each month, hurting your expendable income.
It is easy to see how driving without insurance can quickly spiral into a serious issue for your entire family. For this reason, it is important to consider your legal options. With help from our driving without insurance lawyer, you can maintain your freedom in Montgomery County.
What Our Legal Team Will Do for You
Our team has one goal: to seek the best possible outcome for your case. This may involve clearing any fines or fighting the suspension of your car’s registration. We’re ready to help you by:
- Evaluating your situation
- Rendering customized legal services to advance your case
- Reviewing the details of your lapsed policy (if relevant)
- Examining the details of your collision (if your case involves one)
- Communicating with the involved parties on your behalf
- Keeping you updated on your case
- Addressing your questions and concerns
- Negotiating with the prosecutor (if necessary)
McKenzie Law Firm, P.C. has decades of legal experience advocating for injured people. Whatever your case entails, we’re ready to advocate for you.
Should You Fight a Ticket for Driving Without Insurance in Montgomery County?
When you have been ticketed for driving without insurance in Montgomery County, you might want to pay the fines and forget about it. However, you may not understand that paying the ticket is essentially pleading guilty to the offense in question. This can result in the suspension of your license, fees, and other penalties.
Our team can evaluate your situation and explain whether paying the ticket would benefit your situation. We can also explain what considerations could protect your rights.
Former Defendants in Pennsylvania Appreciate Our Services
After resolving their cases, some clients have said:
- “Mr. McKenzie was great! Really helped out and was very professional! I would recommend him to anyone in my situation! He communicated very well and helped me know exactly what to look forward to and how to get through everything!” – Dan
- “David and his firm was amazing. I couldn’t have asked for any better of representation. They answered emails all hours of the day and I never waited more than 3 hours for a response. Happy I went with them and will always recommend them.” – Ed
- “David is very responsive and provides good communication skills along with legal know how to provide the best information possible. He was able to get me a great end result that works perfect for me and greatly reduced stress for me in the end. I highly recommend David McKenzie to anyone who needs a great defense attorney.” – T.L.
Get Help from a Montgomery County Driving Without Insurance Attorney
When you have been accused of driving without insurance, you should proceed with caution. A single misstep could hurt your finances, driving ability, and more. Take steps to protect your future when you contact a Montgomery County driving without insurance lawyer at McKenzie Law Firm, P.C.
Our firm offers confidential consultations to individuals across Montgomery County and the state of Pennsylvania. Take advantage of this opportunity by calling our office today.